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Credit Cards

Credit cards, sometimes called charge cards (though they do differ), are a means of payment. Named after the standardized plastic card that is issued to consumers, credit cards allow people to make purchases on credit onto which they pay a set interest and/or charge.

About Apply Credit Card.ca

Apply Credit Card.ca was developed to help you the consumer make wise choices when it comes to applying for your next credit card. Credit Card consumers should be aware of the terms including interest rates and rebates available on credit cards today.

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Credit Card Facts

Fast facts on credit cards:

In Canada the Financial Consumer Agency of Canada maintains records of all credit card companies doing business in Canada.

There are almost 200 different credit cards available to consumers in Canada.

The credit card made its first appearance in the 1920s as a gas credit card.

Merchants starting accepting credit cards in the 1950s.

Diners Club was the first all purpose consumer credit card.

Credit cards have become a normal part of everyday life in the Western world. Nearly every large company has internal credit or charge cards for their customers, and the large banking institutions either offer their own, or partner with companies like Visa or Mastercard.