Credit Card Offers What To Look For
Credit card offers differ wildly from lender to lender. What is the APR - Annual Percentage Rate, what fees are there, and are there penalties for late payments? Are there customer rewards like airmiles, rebates or cash back incentives?
Credit Card Offers
Offered a Credit Card?
Things to consider when offered a credit card:
Do you pay interest even if you pay the balance in full each month?
Does the credit card company offer customer rewards or incentives for making purchases or even signing up?
What are the annual fees associated with the credit card?
Will the interest rate stay the same or is it subject to change?
If you don't use the credit card application, be sure to shred it so fraud is not committed against you.
Shop around when applying for a credit card. Credit card companies offer many different incentives to attract consumers to their service. Look for low APR rates, customer rewards and rebates and always ensure that you understand all the terms before signing for the credit card!